Your Guide Engagement Ring Financing (Or Having a Payment Plan for Your Engagement Ring)
Can you finance an engagement ring?
Yes, you can finance an engagement ring. At With Clarity, we offer two options that enable you to buy now and pay later. We offer interest-free financing through Affirm and via a With Clarity credit card. Approval is quick and easy. You can even get pre-approved before you decide what you're purchasing. Talk to us to understand which option works well for you.
How to finance an engagement ring with bad credit?
If you have bad credit or a low credit score, you can still finance an engagement ring but you will be charged higher rates or stricter terms to offset the risk. You could be considered a riskier borrower and thus may have different regulations depending on the type of financing plan you select.
How much to finance an engagement ring?
You can put all or part of the ring's cost on credit, and pay it back over time. Start by setting a budget for your engagement ring which will help you decide the kind of engagement ring you can buy. Then determine how much of that price you'd like to finance. With Clarity accepts Visa, MasterCard, American Express, Discover, and PayPal. Along with interest-free financing, we also offer With Clarity Card through Synchrony Bank, which is subject to credit approval.